While you are cooling off in the sea, a thief takes the bag you left behind? With supplementary “simple theft away from the home” insurance, you will at least be prepared for the financial losses in cases like this, as having this supplementary insurance means that you are also very well insured in the event of theft abroad and will be reimbursed the reinstatement value of the stolen items.
Supplementary “simple theft away from the home” insurance also protects your luggage should it be stolen at the airport.
For those wishing to take no chances, there is also the option to double the agreed sum insured on trips involving at least one overnight stay abroad (in a hotel, with relatives, etc.).