... you collide with the car in front of you, damaging the other vehicle. (liability)
… your car suffers hail damage during a storm. (partial casco)
... your vehicle is stolen. (partial casco)
… you accidentally scrape against a wall or post. (comprehensive insurance)
... you have a breakdown. (Assistance)
… you deliberately damage your vehicle.
... you cause damage while participating in races, rallies or similar competitive events.
… you cause damage while driving without a driver’s licence or while driving an unregistered car.
Changing your car insurance is very easy and is possible in the following cases:
You need to register your new car at the driver and vehicle licensing office. To do this, you need a certificate of insurance showing that you have liability insurance.
You can order your certificate of insurance quickly and easily online.
Yes, if you want to register a separate licence plate for your second car, you will also need separate insurance policy. Alternatively, you can register your second car with a transferable licence plate. This allows you to use both vehicles alternately and gives you insurance cover for both vehicles under a single contract.
To register a transferable licence plate, you will need a certificate of insurance. You can order one quickly and easily online.
To register your new car with the driver and vehicle licensing office, you will need the following documents:
In some countries in Europe, you need to prove that you have liability insurance when entering the country. To do so, you need the International Insurance Card – also known as the Green Card. This serves as confirmation that liability insurance is in place and can simply be ordered online.
When you move, you also have to re-register your car.
Moving within the same canton: A brief message to the driver and vehicle licensing office confirming your new address is sufficient. They will then change the address in the vehicle registration document.
Moving to a different canton: Within 14 days of moving, you need to register your car with the driver and vehicle licensing office responsible for your new place of residence. Take along the following documents: