Helvetia – News on the 2nd Pillar 2025

Even though the "LOB 21" reform was rejected, companies can improve their employee benefits provision beyond the benefits prescribed by law, thereby positioning themselves well in the labour market.

This year, our customers will again benefit from solid investment returns and the gratifying risk experience of recent years. As a result, most of our corporate customers will see a noticeable reduction in the premiums on our employee benefit solutions as of 1 January 2025.

In the second pillar, everything remains the same as before. Due to the inflation adjustment on OASI pensions, however, the limits will change as of 2025. The Federal Council has put forward an initial proposal regarding the implementation and financing of the 13th OASI pension. In private tied pension provision, pillar 3a, it will be possible to compensate contribution gaps in future.

The latest insurance certificate is now available to those insured with the Helvetia group foundations on myHelvetia. Here, they can also simulate important events such as a voluntary purchase and use the online pension situation analysis to gain more clarity over their financial future.