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Conditions
This year, our customers will again benefit from solid investment returns and the gratifying risk experience of recent years. As a result, most of our corporate customers will see a noticeable reduction in the premiums on our employee benefit solutions as of 1 January 2025. You can also find out what the total credits are for 2024 and what interest rate we guarantee on retirement savings in 2025.
Conditions
This year, our customers will again benefit from solid investment returns and the gratifying risk experience of recent years. As a result, most of our corporate customers will see a noticeable reduction in the premiums on our employee benefit solutions as of 1 January 2025. You can also find out what the total credits are for 2024 and what interest rate we guarantee on retirement savings in 2025.
Interest on retirement savings in 2024 and 2025
Regardless of the investment results actually achieved, the customers and insured persons of all Helvetia group foundations receive at least the minimum interest rate set by the Federal Council.
Each year, the Federal Council sets the minimum interest rate for compulsory retirement savings in occupational benefit schemes. For 2025, the minimum interest rate remains unchanged at 1.25%.
All credits
On your pension solution’s website, under Key figures → Interest, you will find the current amounts of all retirement savings credits for 2024 and the guaranteed interest rate on retirement savings for 2025.