Business insurance for SMEs: The complete solution for your company.

Do you have a legal question? With Service Basic, you can get information from legal experts free of charge twice every year.

Did you need debt collection information on your own receivables? Information twice per year is included.

Wasps’ or bees’ nest? Blocked pipe? Helvetia can provide you with organizational and financial assistance in emergency situations up to a maximum of CHF 10,000 per event.

Even in the event of damage caused through gross negligence, we do not make any reductions and provide the full benefit.

Even if you violate contractual obligations, Helvetia will provide the full benefit, provided that the violation is deemed to be non-culpable or due to a minor fault on the policyholder’s part.

Are you starting a new business or buying another company? If you notify us of this within six months, the new company is automatically co-insured.

You repeatedly conclude contracts in your day-to-day business. This is complicated and requires expertise. We therefore give you access to up-to-date, legally compliant contract templates that you can rely on, e.g. templates for employment, rental, purchase or consulting contracts as well as for various powers of attorney, reminders, objections or agreements. If you have any legal questions, Coop Rechtsschutz will advise you free of charge for 30 minutes three times a year.

Whether purchase, work, employment, rental or loan contracts or general terms and conditions: with Service Plus, you enter into legally secure relationships. In cooperation with our partner Coop Rechtsschutz, Helvetia will examine your contracts, up to two cases per insurance year and a maximum of CHF 2,000 per case.

Helvetia grants you access to the credit check of business partners and private individuals – five per calendar year.

For SMEs in particular, the absence of a key person can pose a threat to the business. Helvetia supports you by offering premium waiver and thus contributing to running costs – up to a maximum of CHF 30,000 per insured event.

Insurance products are continuously being adapted to cover new needs. With the update guarantee you can ensure that the conditions of your contract are always up to date. In the event of a claim you thus take advantage of future benefit extensions during the agreed contract term.