Buildings liability insurance

Request a consultation

Book your consultation now

Request a consultation

Book your consultation now

Buildings liability insurance offers the business reliable protection against the financial consequences of losses caused by third parties. This means companies are also properly protected against claims for property damage or bodily injury.

Protection when third parties cause damage to a property

24-hour assistance in emergencies

Advice in branches of law affecting the insured property

Fast and reliable claims handling

Free legal information on all matters

Why is Buildings liability insurance insurance advisable?

Buildings liability insurance insurance is an important safeguard, because the owner is liable if his properties are the cause of bodily injury or property damage. To avoid potentially devastating financial burdens, Buildings liability insurance insurance for companies is a wise supplement to buildings insurance. As well as damage to the building itself, the company is also protected against financial claims by third parties.

A brief guide to Buildings liability insurance

Who should take out Buildings liability insurance insurance?

Buildings can be an important component of a company's capital. Damage caused to third parties by a property can result in financial claims which are damaging to the company. Therefore, it is important for every owner of a commercial or residential building to take out cover against such claims.

What does the insurance cover?

Liability insurance for buildings offers comprehensive insurance protection for damage caused as a result of property ownership. Basically, it insures claims against the owner of the property. The following risks are covered by the insurance:

Claims arising from legal liability claims by third parties who have suffered damage as a consequence of the property/land
Contesting unjustified claims
Additional costs, such as loss prevention costs

In what situations is commercial liability incurred?

To fully protect businesses in the event of a claim, liability insurance for buildings offers comprehensive insurance protection in the following situations:

Bodily injury
Buildings liability insurance insurance covers compensation claims by third parties, such as injury, death or other damage to health.

Property damage
This includes compensation claims on account of destruction of, damage to or loss of items for which the building owner is liable.

Purely financial losses
These are losses that are measurable in money, such as loss prevention costs or the costs of initiating proceedings that are not attributable to bodily injury or property damage.

In addition, the insurance always includes what is known as passive legal protection, which means that, for all claims, the costs of contesting unjustified claims are also insured.

Is your company properly insured?

Every company is unique, and so are its insurance requirements. The insurance check for SMEs will give you valuable recommendations, quickly and easily. Regardless of whether you are just setting up your company or have been active for some time.

Start the check

Request a consultation

Book your consultation now

Start the check

Request a consultation

Book your consultation now

Why Helvetia?

Everything for your SME from a single source

Helvetia is your reliable partner with extensive experience and expertise in business insurance, as well as occupational benefit schemes and health.

Simple, secure and fast

We offer flexible insurance solutions with minimal administrative time and effort, and fast online loss notification.

50% young entrepreneur's discount

Talk to our SME specialists and benefit from a 50% discount on the first year’s premium for all SME insurance policies.

Clever combined. Business insurance for SMEs.

Whether for company founders, self-employed workers or business owners, business insurance for SMEs offers tailored solutions for every company. Combine up to eight insurance contracts and benefit from our SME combination discount. We would be pleased to advise you.