… you or your employees accidentally install malicious software.
… you become a victim of cyber fraud or cyber extortion.
… you or your employees accidentally pass on confidential data to third parties.
… use of the IT system leads to a legal dispute.
… your company is hit by a hacker attack causing damage to you or your customers.
… property damage or personal injury is involved (insurance covers digital data and software but not hardware).
… the public power supply, infrastructure or Internet connectivity goes down.
… the damage is caused by the wilful or grossly negligent action of a company representative.