The essentials: comprehensive insurance advice

Whether a start-up or an established SME: personal advice is important because insurance for companies can be very complex and also because both the company and the related risks are constantly changing. The business can grow, new employees and business partners may come on board, new products will be launched, and distribution channels may be expanded. In short, each SME is unique – as are its risks and insurance needs.

How do you arrange a consultation?

Call your nearest agency or contact your advisor directly – either by telephone or e-mail. If you don’t have any contact details, complete the online contact form. An advisor will then contact you promptly to arrange an appointment.

Where does a consultation take place?

For Helvetia it is important to know your company and to offer you advice and support along the entire value chain. For this reason, it makes sense for us to visit your premises, in particular to complete an initial assessment. It is possible that topics will arise that you hadn't thought about before. The following consultations can take place over the phone or at a Helvetia agency. With over 100 locations in Switzerland, Helvetia is always close by.

Which documents are important for the discussion?

For an initial evaluation, gather all your existing insurance policies together. This will ensure that you are neither over or underinsured. In this way we can work together to ensure that your SME is not over-insured and that there are no gaps in cover. If you don’t have any policies in place and you need cyber insurance, for example, details of your IT system are important. Would you like to receive advice about your occupational benefit scheme? Take your LOB documents along as this will help us to focus on your specific situation in the consultation. You can find information sheets and forms on occupational benefits on our website, which will give you an initial overview. Ideally, ask your specialist about which documents are needed prior to the appointment.

What is a consultation like?

First of all, a risk profile will be drawn up during the discussion and the insurance needs of your SME will be determined. It is important for Helvetia to understand your business activities as well as the company's goals and insurance needs in order to find the right solution together with you. It is possible that other important aspects will emerge during the discussion that had previously not been considered. This holistic approach is known at Helvetia as a 360-degree consultation. Our certified advisors have all been trained to provide a comprehensive consultation and have broad specialist knowledge. Ask your questions.

Transparency and flexibility

If you discuss a specific insurance solution, your specialist will show you the individual benefits and the corresponding premiums for your insurance right away and can clarify whether the proposals are in line with your business activities. Now you can decide if the insurance benefits are right for you, if you wish to make any changes or if you need more time to consider. You can then conclude your insurance.

Online SME check

Would you like to obtain an overview of important types of insurance for your company before a consultation? At Helvetia you can conduct an online check for an initial assessment of the situation. You will receive a proposal for recommended types of insurance in around five minutes. Take the result with you to the consultation – you can have it sent to you by e-mail.