Risk insurance with flat-rate premiums offers a solution for death and disability insurance that is tailored to the regulations of the employee benefit foundation, combined with a very efficient administration process.
Your benefits at a glance
- Easy-to-budget employee benefits expenses thanks to the guaranteed premium rate throughout the agreed term of the policy
- End-to-end benefit case handling
- Professional advice from Helvetia’s team of specialists
- Attractive risk surplus due immediately throughout the term of the policy, irrespective of the claims experience
The premium can be calculated in one of two ways: using the simplified or the exact method. You decide which method is used. This allows you to best tailor the premium calculation to your pension fund’s administration system.