Construction and assembly insurance.

Despite careful planning, storms, accidents or material defects can cause unforeseen damage during construction and assembly projects. Companies involved in assembly or as the principal in construction projects can insure themselves against potential hazards and their financial risks during projects.

Quick and simple claims processing

Individually tailored to your needs

Comprehensive professional advice

The benefits we offer you

When designing the best possible construction and assembly insurance, two things are paramount. Comprehensive basic cover for you, your employees and your company, and flexible supplementary policies that can be tailored to your business needs.

For construction projects, construction insurance, combining construction all-risk and builder's liability insurance, also offers financial protection for all the parties involved in the building project.

For projects involving assembly of machinery, systems or structures, assembly insurance minimizes the business risk in the event that not everything goes according to plan with the assembly or trial operation.

Construction all-risk insurance

Comprehensive damage cover for your construction project.

Helvetia covers:

Sudden and unforeseen construction accidents
Fire and storm damage
Theft

Water damage
Maintenance and clean-up work
Vandalism

The following can also be insured as an option:

Construction machinery, equipment, tools and assembly equipment
Subsoil, spoil and fill
Existing structures or third-party pipelines on a private plot
Risk-exposed objects on the construction site
Scratches on glazing
Leakage of liquids and gases during geothermal drilling

Damage caused by earthquakes
Additional costs for clean-up, decontamination, tearing down and rebuilding
Costs incurred for expert opinions and to locate the damage
Additional costs incurred for accelerating measures (overtime and work on Sundays, public holidays and at night)
Additional costs incurred due to delayed operational start or interruption of construction work

Builder’s liability insurance

Financial protection for you as the principal against damage resulting from your construction work.

Helvetia covers:

Damage to third-party property
Accidents in which people or animals are injured or killed
Defence against unjustified compensation claims

Loss prevention costs
Legal expenses in criminal, regulatory and administrative proceedings

Assembly insurance

Assembly insurance offers cover for damage during the assembly period or commissioning.

Helvetia covers:

Planning errors or material defects
Operating errors
Accidents
Overloading or short circuit

Failure of measuring, control or safety equipment
Storm damage
Theft

The following can also be insured as an option:

Assembly equipment (auxiliary machinery, tools and huts)
Risk-exposed objects
Construction costs such as costs incurred for earthworks and construction works

Fire damage
Transportation outside the assembly location (incl. loading/unloading)
Additional costs incurred, for example, for flights or air freight or additional working hours (overtime, work on Sundays, on public holidays and overnight)

Is your company properly insured?

Every company is unique, and so are its insurance requirements. The insurance check for SMEs will give you valuable recommendations, quickly and easily. Regardless of whether you are just setting up your company or have been active for some time.

Start the check

Request a consultation