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Helvetia Photovoltaikversicherung

Photovoltaics insurance. Protects your investment in solar power.

Helvetia photovoltaic insurance protects your long-term investment in sustainable energy against costly damage.
Immediate insurance protection as of commencement of operation
Loss of income also insured from the outset
Reinstatement value cover for modules for ten years

The benefits we offer you

A photovoltaic installation is a major investment. Our photovoltaic insurance means you don’t have to cover the cost of system failures, whether caused by operating damage, theft or a storm. It covers the repairs and compensates you for lost yield.

Optional additional benefits for even better protection

Builder's liability insurance

This insurance covers damage incurred by third parties that arises during assembly of your photovoltaic installation. Typically, this can be damage incurred by a neighbour and their property resulting from the construction activity. These risks are often not covered by your private liability insurance.

Machinery liability

This insurance covers personal injury and property damage resulting from operation of your solar installation. It is recommended in particular if your installation is operated on other people's roofs.

Natural forces and fire risks

Protection against fire and storm damage if this is not covered by mandatory cantonal buildings insurance.

When does photovoltaics insurance pay up and when does it not?

Your insurance will pay if ...

… a marten gets into the wiring and bites through the inverter cables.

… two inverters fail due to defective circuit boards in a system, and the manufacturer is unable to provide immediate replacements.

… a module is damaged by external influences such as rockfall.

… wilful damage.

Your insurance will not pay if ...

… damage occurs as a result of ongoing, foreseeable effects such as wear and tear, corrosion and ageing.

... damage occurs for which the manufacturer or vendor is legally or contractually liable.

... shortfalls occur due to reduced effectiveness.

Simple, online. Calculate your premium now.

Calculate the premium for your photovoltaic system online now or request a non-binding consultation.

Your questions. Our answers.

We are there for you.

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+41 58 280 10 00
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