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Vehicles & leisure time
Car
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Helvetia YOUniverse
Optimum protection for anyone aged under 27
Find out more
Home & law
Insurance
Home & law
Household contents
Rental guarantee
Personal liability
Legal protection
Building
Helvetia YOUniverse
Optimum protection for anyone aged under 27
Find out more
Health
Insurance
Health
Health insurance
Personal accident insurance
Accident domestic staff
Interim accident insurance
Helvetia YOUniverse
Optimum protection for anyone aged under 27
Find out more
Helvetia YOUniverse
Optimum protection for anyone aged under 27
Find out more
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How big are your pension gaps?
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How big are your pension gaps?
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2min
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your results
What is the best pension solution for you? Find out now.
Enjoy life – not just now, but in future too. Knowing you are well protected makes it much easier. Do the check now and find out which pension solution is best for you.
Basic information
Pension situation
Recommendations
Age
How old are you?
18 to 30
I’m between 18 and 30 years old.
31 to 40
I’m between 31 and 40 years old.
41 to 50
I’m between 41 and 50 years old.
51 to 60
I’m between 51 and 60 years old.
Over 60
I’m over 60 years old.
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Next
Work situation
What best describes your work situation?
Employed
I’m employed by a company and work part-time or full-time.
Self-employed
I’m my own boss.
In education/training
I'm in training or studying and I don't have a regular income.
Unemployed
I’m currently unemployed – either due to parental leave, a sabbatical or a job loss.
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Back
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Work situation
What best describes your work situation?
Employed
I’m employed by a company and work part-time or full-time.
Self-employed
I’m my own boss.
Unemployed
I’m currently unemployed – either due to parental leave, a sabbatical or a job loss.
Back
Next
Back
Next
Work situation
What best describes your work situation?
Employed
I’m employed by a company and work part-time or full-time.
Self-employed
I’m my own boss.
Unemployed
I’m currently unemployed – either due to parental leave, a sabbatical or a job loss.
Retired
I’m retired and have no income from gainful employment.
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Next
Back
Next
Work situation
What best describes your work situation?
Employed
I’m employed by a company and work part-time or full-time.
Self-employed
I’m my own boss.
Unemployed
I’m currently unemployed – either due to parental leave, a sabbatical or a job loss.
Retired
I’m retired and have no income from gainful employment.
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Next
Back
Next
Pension goal
What is your primary pension goal?
Save for early retirement
I want to take early retirement and start saving for it.
Save for old age
In my old age, I’d like to be able to maintain my standard of living and provide for it now.
Invest a larger amount of money
I have capital and would like to invest a larger amount of money once.
Save for residential property
I’d like to buy a house or an apartment one day.
Pay off a mortgage
With my pension solution, I'd like to pay off my mortgage.
Realize dreams
I’d like to save money in order to finance a trip around the world or major purchases later on, for example.
Cover risks
I’d like to know that my surviving dependants are financially protected should I die or become unable to earn.
Back
Next
Back
Next
Pension goal
What is your primary pension goal?
Save for early retirement
I want to take early retirement and start saving for it.
Save for old age
In my old age, I’d like to be able to maintain my standard of living and provide for it now.
Invest a larger amount of money
I have capital and would like to invest a larger amount of money once.
Save for residential property
I’d like to buy a house or an apartment one day.
Pay off a mortgage
With my pension solution, I'd like to pay off my mortgage.
Realize dreams
I’d like to save money in order to finance a trip around the world or major purchases later on, for example.
Cover risks
I’d like to know that my surviving dependants are financially protected should I die or become unable to earn.
Back
Next
Back
Next
Pension goal
What is your primary pension goal?
Save for early retirement
I want to take early retirement and start saving for it.
Supplementary pension in old age
In addition to income from the first and second pillar, I’d like to receive an additional pension.
Save for old age
In my old age, I’d like to be able to maintain my standard of living and provide for it now.
Invest a larger amount of money
I have capital and would like to invest a larger amount of money once.
Save for residential property
I’d like to buy a house or an apartment one day.
Pay off a mortgage
With my pension solution, I'd like to pay off my mortgage.
Realize dreams
I’d like to save money in order to finance a trip around the world or major purchases later on, for example.
Cover risks
I’d like to know that my surviving dependants are financially protected should I die or become unable to earn.
Back
Next
Back
Next
Pension goal
What is your primary pension goal?
Save for early retirement
I want to take early retirement and start saving for it.
Supplementary pension in old age
In addition to income from the first and second pillar, I’d like to receive an additional pension.
Save for old age
In my old age, I’d like to be able to maintain my standard of living and provide for it now.
Invest a larger amount of money
I have capital and would like to invest a larger amount of money once.
Save for residential property
I’d like to buy a house or an apartment one day.
Pay off a mortgage
With my pension solution, I'd like to pay off my mortgage.
Realize dreams
I’d like to save money in order to finance a trip around the world or major purchases later on, for example.
Cover risks
I’d like to know that my surviving dependants are financially protected should I die or become unable to earn.
Back
Next
Back
Next
Pension goal
What is your primary pension goal?
Invest a larger amount of money
I have capital and would like to invest a larger amount of money once.
Pay off a mortgage
With my pension solution, I'd like to pay off my mortgage.
Realize dreams
I’d like to save money in order to finance a trip around the world or major purchases later on, for example.
Back
Next
Back
Next
Pension goal
What is your primary pension goal?
Supplementary pension in old age
In addition to income from the first and second pillar, I’d like to receive an additional pension.
Save for old age
In my old age, I’d like to be able to maintain my standard of living and provide for it now.
Invest a larger amount of money
I have capital and would like to invest a larger amount of money once.
Save for residential property
I’d like to buy a house or an apartment one day.
Pay off a mortgage
With my pension solution, I'd like to pay off my mortgage.
Realize dreams
I’d like to save money in order to finance a trip around the world or major purchases later on, for example.
Cover risks
I’d like to know that my surviving dependants are financially protected should I die or become unable to earn.
Back
Next
Back
Next
Maximum amount of pillar 3a
Are you already paying the maximum amount into pillar 3a?
Maximum amount not reached
I don’t pay up to the annual maximum amount into pillar 3a and would therefore like to further optimize my tax burden.
Maximum amount reached
I’m already making full use of the annual 3a maximum amount with other pension solutions or a 3a account.
Back
Next
Back
Next
Maximum amount of pillar 3a
Are you already paying the maximum amount into pillar 3a?
Maximum amount not reached
I don’t pay up to the annual maximum amount into pillar 3a and would therefore like to further optimize my tax burden.
Maximum amount reached
I’m already making full use of the annual 3a maximum amount with other pension solutions or a 3a account.
Back
Next
Back
Next
Maximum amount of pillar 3a
Are you already paying the maximum amount into pillar 3a?
Maximum amount not reached
I don’t pay up to the annual maximum amount into pillar 3a and would therefore like to further optimize my tax burden.
Maximum amount reached
I’m already making full use of the annual 3a maximum amount with other pension solutions or a 3a account.
Back
Next
Back
Next
Maximum amount of pillar 3a
Are you already paying the maximum amount into pillar 3a?
Maximum amount not reached
I don’t pay up to the annual maximum amount into pillar 3a and would therefore like to further optimize my tax burden.
Maximum amount reached
I’m already making full use of the annual 3a maximum amount with other pension solutions or a 3a account.
Back
Next
Back
Next
Financial protection
For which other circumstances would you like protection?
Death
If I die, I would like my surviving dependants to be financially protected with a larger amount.
Incapacity to earn
If I’m no longer able to (fully) carry out my work after an illness or accident, I’d like to receive financial support with a pension.
Death and incapacity to earn
Even in the event of incapacity to earn or death I’d like to know that my surviving dependants are financially provided for.
No protection
I don’t need protection just in order to be on the safe side. My focus is purely on saving for a pension.
Back
Next
Back
Next
Financial protection
For which other circumstances would you like protection?
Death
If I die, I would like my surviving dependants to be financially protected with a larger amount.
Incapacity to earn
If I’m no longer able to (fully) carry out my work after an illness or accident, I’d like to receive financial support with a pension.
Death and incapacity to earn
Even in the event of incapacity to earn or death I’d like to know that my surviving dependants are financially provided for.
No protection
I don’t need protection just in order to be on the safe side. My focus is purely on saving for a pension.
Back
Next
Back
Next
Financial protection
For which other circumstances would you like protection?
Death
If I die, I would like my surviving dependants to be financially protected with a larger amount.
Incapacity to earn
If I’m no longer able to (fully) carry out my work after an illness or accident, I’d like to receive financial support with a pension.
Death and incapacity to earn
Even in the event of incapacity to earn or death I’d like to know that my surviving dependants are financially provided for.
No protection
I don’t need protection just in order to be on the safe side. My focus is purely on saving for a pension.
Back
Next
Back
Next
Financial protection
For which other circumstances would you like protection?
Death
If I die, I would like my surviving dependants to be financially protected with a larger amount.
Incapacity to earn
If I’m no longer able to (fully) carry out my work after an illness or accident, I’d like to receive financial support with a pension.
Death and incapacity to earn
Even in the event of incapacity to earn or death I’d like to know that my surviving dependants are financially provided for.
No protection
I don’t need protection just in order to be on the safe side. My focus is purely on saving for a pension.
Back
Next
Back
Next
Financial protection
For which other circumstances would you like protection?
Death
If I die, I would like my surviving dependants to be financially protected with a larger amount.
Incapacity to earn
If I’m no longer able to (fully) carry out my work after an illness or accident, I’d like to receive financial support with a pension.
Death and incapacity to earn
Even in the event of incapacity to earn or death I’d like to know that my surviving dependants are financially provided for.
No protection
I don’t need protection just in order to be on the safe side. My focus is purely on saving for a pension.
Back
Next
Back
Next
Financial protection
For which other circumstances would you like protection?
Death
If I die, I would like my surviving dependants to be financially protected with a larger amount.
Incapacity to earn
If I’m no longer able to (fully) carry out my work after an illness or accident, I’d like to receive financial support with a pension.
Death and incapacity to earn
Even in the event of incapacity to earn or death I’d like to know that my surviving dependants are financially provided for.
No protection
I don’t need protection just in order to be on the safe side. My focus is purely on saving for a pension.
Back
Next
Back
Next
Financial protection
For which other circumstances would you like protection?
Death
If I die, I would like my surviving dependants to be financially protected with a larger amount.
Incapacity to earn
If I’m no longer able to (fully) carry out my work after an illness or accident, I’d like to receive financial support with a pension.
Death and incapacity to earn
Even in the event of incapacity to earn or death I’d like to know that my surviving dependants are financially provided for.
Back
View result
Back
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Financial protection
For which other circumstances would you like protection?
Death
If I die, I would like my surviving dependants to be financially protected with a larger amount.
Incapacity to earn
If I’m no longer able to (fully) carry out my work after an illness or accident, I’d like to receive financial support with a pension.
Death and incapacity to earn
Even in the event of incapacity to earn or death I’d like to know that my surviving dependants are financially provided for.
Back
View result
Back
View result
Financial protection
For which other circumstances would you like protection?
Incapacity to earn
If I’m no longer able to (fully) carry out my work after an illness or accident, I’d like to receive financial support with a pension.
No protection
I don’t need protection just in order to be on the safe side. My focus is purely on saving for a pension.
Back
Next
Back
Next
Financial protection
For which other circumstances would you like protection?
Death
If I die, I would like my surviving dependants to be financially protected with a larger amount.
No protection
I don’t need protection just in order to be on the safe side. My focus is purely on saving for a pension.
Back
Next
Back
Next
Financial protection
For which other circumstances would you like protection?
Death
If I die, I would like my surviving dependants to be financially protected with a larger amount.
No protection
I don’t need protection just in order to be on the safe side. My focus is purely on saving for a pension.
Back
Next
Back
Next
Pension strategy
Which pension strategy is right for you?
Security-oriented
My retirement savings should be invested defensively and with the lowest possible risk.
Balanced
For my pension, I prefer a good balance of security and return.
Return-oriented
A high return is important to me. My pension solution should focus on this.
Back
Next
Back
Next
Pension strategy
Which pension strategy is right for you?
Security-oriented
My retirement savings should be invested defensively and with the lowest possible risk.
Balanced
For my pension, I prefer a good balance of security and return.
Return-oriented
A high return is important to me. My pension solution should focus on this.
Back
Next
Back
Next
Pension strategy
Which pension strategy is right for you?
Security-oriented
My retirement savings should be invested defensively and with the lowest possible risk.
Balanced
For my pension, I prefer a good balance of security and return.
Return-oriented
A high return is important to me. My pension solution should focus on this.
Back
View result
Back
View result
Pension strategy
Which pension strategy is right for you?
Security-oriented
My retirement savings should be invested defensively and with the lowest possible risk.
Balanced
For my pension, I prefer a good balance of security and return.
Return-oriented
A high return is important to me. My pension solution should focus on this.
Back
Next
Back
Next
Pension strategy
Which pension strategy is right for you?
Security-oriented
My retirement savings should be invested defensively and with the lowest possible risk.
Balanced
For my pension, I prefer a good balance of security and return.
Return-oriented
A high return is important to me. My pension solution should focus on this.
Back
Next
Back
Next
Pension strategy
Which pension strategy is right for you?
Security-oriented
My retirement savings should be invested defensively and with the lowest possible risk.
Balanced
For my pension, I prefer a good balance of security and return.
Return-oriented
A high return is important to me. My pension solution should focus on this.
Back
Next
Back
Next
Pension strategy
Which pension strategy is right for you?
Security-oriented
My retirement savings should be invested defensively and with the lowest possible risk.
Balanced
For my pension, I prefer a good balance of security and return.
Return-oriented
A high return is important to me. My pension solution should focus on this.
Back
View result
Back
View result
Pension strategy
Which pension strategy is right for you?
Security-oriented
My retirement savings should be invested defensively and with the lowest possible risk.
Balanced
For my pension, I prefer a good balance of security and return.
Return-oriented
A high return is important to me. My pension solution should focus on this.
Back
Next
Back
Next
Pension strategy
Which pension strategy is right for you?
Security-oriented
My retirement savings should be invested defensively and with the lowest possible risk.
Balanced
For my pension, I prefer a good balance of security and return.
Return-oriented
A high return is important to me. My pension solution should focus on this.
Back
Next
Back
Next
Pension strategy
Which pension strategy is right for you?
Security-oriented
My retirement savings should be invested defensively and with the lowest possible risk.
Balanced
For my pension, I prefer a good balance of security and return.
Return-oriented
A high return is important to me. My pension solution should focus on this.
Back
View result
Back
View result
Pension strategy
Which pension strategy is right for you?
Security-oriented
My retirement savings should be invested defensively and with the lowest possible risk.
Balanced
For my pension, I prefer a good balance of security and return.
Return-oriented
A high return is important to me. My pension solution should focus on this.
Back
Next
Back
Next
Pension strategy
Which pension strategy is right for you?
Security-oriented
My retirement savings should be invested defensively and with the lowest possible risk.
Balanced
For my pension, I prefer a good balance of security and return.
Return-oriented
A high return is important to me. My pension solution should focus on this.
Back
Next
Back
Next
Financing
Which form of financing do you prefer?
Recurring deposits
I’d like to make regular, recurring deposits of a fixed amount for my pension.
Flexible deposits or additional payments
Flexibility is important to me. That's why I don't want to commit to a fixed amount.
Back
View result
Back
View result
Financing
Which form of financing do you prefer?
Recurring deposits
I’d like to make regular, recurring deposits of a fixed amount for my pension.
Flexible deposits or additional payments
Flexibility is important to me. That's why I don't want to commit to a fixed amount.
Back
View result
Back
View result
Financing
Which form of financing do you prefer?
One-time payment
I’d like to make a one-time deposit of a larger amount of money for my pension.
Recurring deposits
I’d like to make regular, recurring deposits of a fixed amount for my pension.
Flexible deposits or additional payments
Flexibility is important to me. That's why I don't want to commit to a fixed amount.
Back
View result
Back
View result
Financing
Which form of financing do you prefer?
One-time payment
I’d like to make a one-time deposit of a larger amount of money for my pension.
Recurring deposits
I’d like to make regular, recurring deposits of a fixed amount for my pension.
Flexible deposits or additional payments
Flexibility is important to me. That's why I don't want to commit to a fixed amount.
Back
View result
Back
View result
Financing
Which form of financing do you prefer?
One-time payment
I’d like to make a one-time deposit of a larger amount of money for my pension.
Recurring deposits
I’d like to make regular, recurring deposits of a fixed amount for my pension.
Flexible deposits or additional payments
Flexibility is important to me. That's why I don't want to commit to a fixed amount.
Back
View result
Back
View result
Financing
Which form of financing do you prefer?
One-time payment
I’d like to make a one-time deposit of a larger amount of money for my pension.
Recurring deposits
I’d like to make regular, recurring deposits of a fixed amount for my pension.
Back
View result
Back
View result
Financing
Which form of financing do you prefer?
One-time payment
I’d like to make a one-time deposit of a larger amount of money for my pension.
Recurring deposits
I’d like to make regular, recurring deposits of a fixed amount for my pension.
Back
View result
Back
View result
Financing
Which form of financing do you prefer?
One-time payment
I’d like to make a one-time deposit of a larger amount of money for my pension.
Recurring deposits
I’d like to make regular, recurring deposits of a fixed amount for my pension.
Back
View result
Back
View result
Financing
Which form of financing do you prefer?
One-time payment
I’d like to make a one-time deposit of a larger amount of money for my pension.
Recurring deposits
I’d like to make regular, recurring deposits of a fixed amount for my pension.
Back
View result
Back
View result
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